Processing Signal exists for one reason: most merchants have no idea what they're actually paying to accept credit cards — and the industry prefers it that way. Statements are written to be unreadable, rates creep up quietly, and "fees" appear that nobody agreed to. We give merchants the clear picture, free.
We offer a free processing cost audit. You tell us the basics about your business, a processing specialist contacts you and arranges for you to send your current statement directly to them, securely, and you get back three things: your true effective rate, a plain-English list of every fee you're paying, and an honest estimate of what you could save — with the assumptions shown.
If the audit shows you'd save by switching processors, and you choose to switch through the specialist, the processing partner compensates us. If you stay with your current processor, we've earned nothing but the introduction — and the report is still yours, free. That alignment is deliberate: our audit only "works" for us when it genuinely works for you first.
U.S. businesses that accept cards and suspect they're overpaying — restaurants, retailers, service businesses, e-commerce, professional offices. Especially merchants who've seen a rate increase, a new mystery fee, a funding hold, or who simply can't get a straight answer from their current processor.
The fastest way to reach us is the free audit request form. Processing Signal · Thousand Oaks, CA, United States.
The audit is free and there's no obligation to switch. Tell us the basics and a specialist will arrange secure delivery of your statement — never through this website.
Request my free audit