Tick every line below that appears on your most recent statement. The checker runs entirely in your browser — nothing you tick or type leaves this page — and tells you, in plain English, which lines are normal, which are worth a question, and why. Context first: some fees that sound like junk are legitimate categories. A PCI compliance program fee is one — most processors charge it (commonly $10–15/month). The junk is in the inflation, duplication, and misbilling.
A "worth a question" line is not proof of wrongdoing — it is a question to ask your processor in writing, with your statement in hand. If the answers don't add up, that is exactly what the free audit is for: a specialist reads the full statement, separates the legitimate charges from the questionable ones, and shows you the totals in plain English. Statements go directly to the specialist through a secure channel — never through this website.
Run your two numbers in the calculator, or start the free audit with just your email. A specialist works from your actual statement and shows your true effective rate in plain English — the report is yours to keep, there is no obligation to switch, and statements are arranged through a secure channel, never through this website.
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